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1. Property value($):	2. Loan amount($):		Loan-to-value ratio (LTV)=
CONSIDERATION		Estimation	Option 2	Option 3
1. Property Value
2. Down Payment		%	%	%
3. Enter Loan Amount ($)
4. Loan-to-value ratio (LTV) (%)
5. Enter Interest Rate (%)
6. Enter Term (mths)
7. Mortgage Payment ($):
8. Hazard Insurance ($)
9. Property Tax (%)
10. MI (Mortgage Insurance) ($)
11. HOA ($)
12. Total Housing Expenses (PITI) ($)
13. Other monthly debts:
14. Total family's debt expenese:
15. Qualified Debt Ratio (%):
16. Qualified Gross Income (Monthly):
NOTE: The default figures are sample. Your estimated numbers may be different based on loan program, and your qualification, etc. This estimation cannot be used for any legal purpose. Please talk to your loan expert for accuracy. Terms & Definitions